Read-Only Financial MCP
Bring your financial data into AI workflows without giving up control. Warm MCP is read-only by design.
Install
Connect supported clients with one command:
npx @warmio/mcp
Requires an API key from Settings → API Keys.
Read-only tools
No write operations
Scoped API keys
Instant revocation
What MCP can access
Exposed via MCP
Accounts, transactions, recurring payments/subscriptions, and net worth snapshots.
Not exposed via MCP
Budgets, goals, household settings, AI chat history, and any write operations.
FAQ
What does read-only mean for Warm MCP?
Read-only means your AI client can fetch account, transaction, recurring, and snapshot data, but it cannot create, edit, or delete anything.
Can the MCP server move money or change transactions?
No. Warm MCP does not expose any write tools. It cannot transfer funds, edit categories, or update records in your account.
How is access scoped?
Each API key is scoped to the account owner. Your key can access only your financial data and can be revoked instantly from Settings.
Which data is available through read-only MCP?
Accounts, transactions, recurring payments/subscriptions, and net worth snapshots are available. Budgets, goals, and household settings are not exposed via MCP.
Pro-only feature. Not included with Plus.