That one store you can't resist? We've Got Your Back
Pick a store. Set a limit. We'll give you a nudge when you're close. No shame, just a heads up.
The Problem
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Amazon orders add up faster than you realize
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Uber Eats becomes your default dinner option
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Coffee shop visits feel small but total hundreds monthly
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Category budgets are too broad to catch this
The Solution
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Set a monthly budget for any specific merchant
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See real-time progress toward your limit
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Get gentle awareness before you hit the limit
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Awareness without judgment or shame
Easy as pie.
Really helpful too.
Pick your merchant
Choose any store from your transaction history. Amazon, Starbucks, Target—anything you want to track.
Set your limit
Decide what feels right for you. $200 for Amazon, $150 for Uber Eats—you choose the amount.
Stay aware
Watch your progress throughout the month. Get gentle notifications when approaching your limit.
Real life.
Real help.
Limit Amazon spending
"I'll just order this one thing" turns into $500/month
Set a $200 monthly budget for Amazon
See exactly how much you've spent so far
Get awareness at 80% to reconsider that cart
Cap Uber Eats orders
Convenience is great, but it adds up fast
Set a $150 limit for food delivery
Track progress as orders come through
Consider cooking when you hit your budget
Control coffee shop spending
$6 lattes don't feel like much until you see the total
Budget $80/month for Starbucks visits
See your running total update daily
Brew at home when you're close
Any merchant you choose
Target, Whole Foods, gas stations—you name it
Create budgets for any store
Manage multiple merchant budgets at once
Adjust limits anytime as your needs change
Something special.
Just for you.
Big buckets are nice, but sometimes you need to watch just one spot. This lets you do that.
Category Budgets
Track broad spending areas
$500 for all dining
$300 for all shopping
Includes all merchants
Merchant Budgets
ProPinpoint specific problem areas
$150 just for Uber Eats
$200 just for Amazon
Laser-focused control
Made for
peace of mind.
Real-time tracking
See exactly where you stand as transactions come through. No surprises at month-end.
Gentle notifications
We noticed you're approaching your Amazon budget. Consider if that purchase can wait.
Automatic updates
Every purchase automatically counts toward the right merchant. No manual tracking.
Unlimited merchants
Create budgets for as many stores as you want. Track everything that matters to you.
Visual progress
Clean progress bars show how much of your budget remains. Clarity at a glance.
Flexible limits
Adjust your budgets anytime. Life changes, your budgets can too.
People
love it.
"The Amazon budget was a game-changer. I was spending $400/month without realizing it. Set it to $200 and actually stuck to it."
"Finally have control over my Uber Eats habit. The gentle alerts help me think twice instead of just ordering automatically."
"I have merchant budgets for Starbucks, Target, and DoorDash. Seeing the real-time totals keeps me accountable without feeling restricted."
Common questions
How is this different from category budgets?
Category budgets track broad areas like "Dining" or "Shopping." Merchant budgets let you set limits for specific stores within those categories. You could have a $500 dining budget but limit Uber Eats to $150 within that.
Can I have both category and merchant budgets?
Absolutely. They work together. Use category budgets for overall spending control and merchant budgets to target your problem stores.
What happens when I hit my limit?
We'll show you a gentle notification to let you know. We never block transactions or prevent spending—this is about awareness, not enforcement.
Can I budget for any merchant?
Yes. Any merchant that appears in your transaction history can have a budget. Amazon, local coffee shops, gas stations—anything you want to track.
Is this available on the Basic plan?
Merchant budgets are a Pro feature. Basic includes category budgets, but merchant-level control requires Warm Pro.
How many merchant budgets can I create?
Unlimited. Track as many or as few merchants as you want. Most users start with 2-3 problem stores and expand from there.
Ready for some
peace at your fave spots?
Pick the stores that trip you up.
We'll help you feel good about it.
Includes all Pro features: up to 30 accounts, cash flow forecasting, financial health score, and more.