Net worth tracking See Assets and Debts Together
Stuff here, stuff there. What's it all add up to? We show you. One number. All your things. Finally clear.
Total picture
Money here. Money there. Warm adds it up.
Banks, cards, loans, investments, and manually added assets roll into one number with enough detail to understand what changed.
Net worth
Updated from connected accounts
Assets
$184,200
Debt
-$42,900
Net
$141,300
Monthly history makes growth visible even when daily balances move around.
Simple tools. Clear answers.
We pull in your stuff. We show you the number. No fuss.
Automatic Aggregation
Connect all your accounts once and watch your net worth update automatically. Banking, credit cards, loans, investments—everything in one place.
Automatic Updates
Your net worth refreshes automatically as transactions sync. No manual entry, no outdated spreadsheets—just current, accurate numbers.
Historical Tracking
See how your wealth has grown over time with visual charts and account history. Track progress month by month, year by year.
Investment & Crypto Support
Investment accounts, detailed holdings, and crypto portfolios with hourly prices for top 200 coins are included with Plus and Pro.
Manual Asset Tracking
Add vehicles, real estate, collectibles, or other manual assets on Plus or Pro. Your complete financial picture can extend beyond connected accounts.
Visual Clarity
Beautiful charts show wealth over time, asset allocation, and trends at a glance. Understand your finances without squinting at spreadsheets.
Three steps. That's it.
Connect. Wait. Done.
Connect Your Accounts
Link bank accounts, credit cards, loans, and investments securely through Plaid. Everything syncs automatically.
Add Manual Assets (Optional)
Include vehicles, property, crypto, or collectibles for a complete picture. Skip this if you just want to track accounts.
Watch Your Wealth Grow
Your net worth updates automatically. Track trends over time and celebrate progress with visual charts.
What can you do with it?
Here's how folks use it to feel good about their money.
Track Wealth Growth
You could watch your net worth climb as you pay down debt, save more, and build investments. Celebrate progress with visual charts that make growth feel real.
Set Financial Milestones
One option is to set net worth targets—like reaching $100k or becoming debt-free—and track progress toward your goals without judgment or pressure.
Understand Asset Allocation
See how your wealth is distributed across cash, investments, real estate, and debt. Spot opportunities to rebalance or optimize.
Annual Financial Reviews
Some users find it helpful to review year-over-year net worth changes during tax season or annual planning sessions.
Common questions
How is net worth calculated?
Net worth is your total assets (bank accounts, investments, property, etc.) minus your total liabilities (credit cards, loans, mortgages). Warm automatically calculates this across all connected accounts and manual assets you add.
Do I need to enter everything manually?
No. Most of your net worth is calculated automatically from connected accounts. You can optionally add manual assets like vehicles or real estate for a complete picture, but it's not required.
How often does my net worth update?
Your net worth updates automatically as transactions sync—typically daily for most accounts. Investment balances update as your brokerage reports changes via Plaid. You can also manually refresh at any time.
Can I track cryptocurrency?
Yes. You can manually enter crypto holdings, and we provide hourly pricing for the top 200 cryptocurrencies via CoinGecko.
What about assets not in bank accounts?
On Plus or Pro, you can manually add assets such as vehicles, real estate, collectibles, or precious metals alongside connected accounts.
Is historical data preserved?
Yes. Warm keeps historical net worth records so you can see how it changes over time. Track your financial journey month by month, year by year.
Can I exclude certain accounts from net worth?
Yes. You can mark specific accounts as "excluded from net worth" if you prefer. For example, some users exclude joint accounts or business accounts from personal net worth tracking.
Specific controls for your financial data
We use Plaid for secure bank connections—the same infrastructure trusted by Venmo, Robinhood, Coinbase, and thousands of financial apps. We can only view your data, never move money or make changes.
- Your bank credentials stay with your bank—we never see or store them
- Read-only access means we can never move money or make changes
- Warm documents encryption in transit and at rest
Ready to know your number?
One place. All your stuff. Finally some peace.