Got something you're saving for? Watch It Grow
Set a goal. Link an account. See your progress. It feels good to watch the bar fill up.
Simple tools for
real progress.
Set Any Goal
Emergency fund, vacation, down payment, new car—create goals for anything you are saving toward.
Track Progress
Visual progress bars show exactly how close you are. Watch your savings grow over time.
Link Accounts
Connect savings accounts to your goals. Balances update automatically as you save.
Target Dates
Set a deadline and see if you are on track. Adjust as life changes—goals should be flexible.
Progress History
See how your savings have grown month by month. Celebrate milestones along the way.
Multiple Goals
Save for several things at once. Prioritize what matters most and balance competing goals.
What are you
saving for?
Big dreams, small wins, everything in between. Here are some ideas.
Emergency Fund
Build a 3-6 month cushion for unexpected expenses. Peace of mind, saved up.
Dream Vacation
That trip you have been wanting. Watch your travel fund grow week by week.
Down Payment
Your future home. Track progress toward the big milestone.
New Car
Save for your next vehicle. Know exactly when you will be ready.
Education
Courses, certifications, degree programs. Invest in yourself.
Special Purchase
That thing you have been eyeing. Save up and buy it guilt-free.
Got
questions?
How do I link an account to a goal?
When creating a goal, you can optionally link a savings account. The goal progress will automatically update based on that account balance. You can also track goals manually without linking an account.
Can I have multiple goals?
Yes! Create as many goals as you want. Many users have 3-5 active goals—emergency fund, vacation, and a few other targets they are working toward.
What if I need to change my goal amount?
Adjust your target amount anytime. Life changes, and your goals should too. Your progress history is preserved even when you modify the goal.
Do you move money automatically?
No. Warm tracks your progress but never moves money. You stay in complete control of transfers between accounts.
Can I set a target date?
Yes. Setting a target date helps you see if you are on track. We will show you the monthly savings needed to hit your goal on time.
Is this feature available on Free?
Savings Goals require Warm Plus or Pro. Free tier focuses on transaction tracking and basic analytics.
Related Features
Explore more ways Warm helps you understand your finances.