Warm MCP

Put your financial data to work.

Warm gives supported AI clients one consolidated source for accounts, transactions, spending, recurring costs, budgets, goals, and net worth—so you can analyze, automate, and build with your own finances.

Create an API key See what you can build ↓
npx -y @warmio/mcp@latest install
Node.js >=18 · runs locally

Connect Warm to the AI tools you already use.

Install the local package once. Warm supplies the consolidated financial context; your supported client supplies the analysis, workflow, or automation. Works with Claude Code, Claude Desktop, Cursor, Windsurf, OpenCode, Codex CLI, Antigravity, Gemini CLI, and any tool that supports MCP.

  • Claude Code

    Supported Warm MCP client.

  • Claude Desktop

    Supported Warm MCP client.

  • Cursor

    Supported Warm MCP client.

  • Windsurf

    Supported Warm MCP client.

  • OpenCode

    Supported Warm MCP client.

  • Codex CLI

    Supported Warm MCP client.

  • Antigravity

    Supported Warm MCP client.

  • Gemini CLI

    Supported Warm MCP client.

Start with a prompt. Turn it into a workflow.

Ask a one-off question or have your client run a repeatable review. Warm provides the financial context; you decide how to use it.

  • Example prompt

    "Compare my spending across the last three months. What changed most?"

  • Example prompt

    "Which recurring charges are due next, and which ones increased?"

  • Example prompt

    "Show how cash, debt, investments, and net worth changed this year."

  • Example prompt

    "Which budgets or savings goals need attention?"

  • Weekly money brief

    Have your client summarize balances, recent transactions, recurring costs, and budget status on a schedule you control.

  • Recurring-cost watch

    Review upcoming charges and surface increases or possible duplicates.

  • Budget and goal maintenance

    Prepare a budget or savings-goal update, then approve the exact change in Warm.

  • Monthly net-worth snapshot

    Track shifts across cash, investments, other assets, and debt.

Clear privacy boundaries.

Warm shares financial context only after you connect a client with your API key. Your AI client's own privacy and retention settings still apply.