Rank 1 Our pick
Warm
Warm Free includes manual accounts and CSV import, with no bank sync. Plus and Pro include bank sync.
Choose Warm if you want to start free before connecting a bank.
See Warm plansChoose a net worth app for your routine.
Warm Free includes manual accounts and CSV import, with no bank sync. Plus and Pro include bank sync.
Compare Warm pricing
Warm's paid plans can connect to 12,000+ banks and financial institutions. Source last checked on October 21, 2026
Warm is listed first.
Warm Free includes manual accounts and CSV import, with no bank sync. Plus and Pro include bank sync. The other apps are included for comparison.
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- Rank 2
YNAB
Choose Warm if you want a connected account dashboard for regular financial reviews.
Compare Warm with YNAB - Rank 3
Monarch Money
Choose Warm if you want a regular financial review without a prescribed method.
Compare Warm with Monarch Money - Rank 4
Copilot Money
Choose Warm if you want to use a finance app in a web browser.
Compare Warm with Copilot Money - Rank 5
Rocket Money
Choose Warm if you want to review recurring charges alongside the rest of your finances.
Compare Warm with Rocket Money - Rank 6
Origin Financial
Choose Warm if you want a dashboard for everyday financial reviews.
Compare Warm with Origin Financial - Rank 7
Empower
Choose Warm if you want a web dashboard for everyday financial reviews.
Compare Warm with Empower
We last updated the comparison on October 21, 2026.
Warm paid plans include every feature listed here.
The table lists features on a Warm paid plan and shows which other apps offer each feature.
| Feature | Warm | YNAB | Monarch | Copilot | Rocket | Origin | Empower |
|---|---|---|---|---|---|---|---|
| Cash flow analysis | Yes | No | Yes | Yes | No | Yes | Yes |
| Investment tracking | Yes | No | Yes | Yes | Yes | Yes | Yes |
| Category budgets | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Savings goals | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
App features and prices can change.
Can I connect my bank with Warm Free?
No. Warm Free includes manual accounts and CSV import, with no bank sync. Plus and Pro include bank sync.
How can I use Warm to track net worth?
Warm shows your accounts, assets, debts, and net worth in one dashboard. Warm Free includes manual accounts and CSV import, with no bank sync. Plus and Pro include bank sync.
How often do you update app details?
We last checked app details on October 21, 2026. Prices and features can change, so check each source before you choose an app.