Answers before you start.

When Warm asks, sign in at your bank. Warm never gets your bank password. You choose which accounts to connect.

Plus includes up to 2 bank logins. Pro includes up to 10. Both plans include the same features.

Yes. Import transactions from a CSV or OFX file.

Yes. You can see balances and transactions from multiple accounts in Warm. Your plan limits how many bank logins you can connect.

Yes. You can enter a transaction yourself, whether you connect your accounts or import files.

No. You can choose how to budget, set limits by category or merchant, and track savings goals.

No. Bank connections are read-only. Warm cannot move money.

No. You sign in at your bank, and the password never reaches Warm.

Yes. You can export your data whenever you want.

No. Warm does not sell your financial data or use it for ads. You pay for Warm with a subscription.

The Privacy Policy explains what information Warm collects, how Warm uses it, and which companies receive it to help run the service. Read the Privacy Policy.

The company behind your AI tool may store the data it receives under its own policies. Deleting a Warm key stops future requests using that key, but does not erase data the company already received.

No. AI access stays off until you turn it on. The dashboard works without it.

Yes. A supported AI tool you pick can read your Warm data with a key you create. Delete the key to stop future calls. The key cannot move money. A full-access key can request changes to Warm records that you approve. Your AI provider may retain data it already received.

No. Your key gives the tool access to your full Warm account. You cannot limit it to one bank, selected transactions, or reading alone. Changes to Warm records still need your approval, so give your key only to tools you trust.

First, review the exact request in Warm. After you approve it, your AI can make the agreed change to your Warm records. If the request changes or your approval expires, you need to approve it again. Your AI cannot move money.

Warm looks for charges that repeat in your transaction history and shows your subscriptions together.

Yes. Set a budget by category or by merchant and see your spending against it.

Yes. You can recategorize a transaction yourself.

Yes. Warm shows what you own and what you owe together as your net worth. You can track investments and crypto, and add other assets yourself.

Yes. You can search the transactions you have in Warm.

Yes. You can create a savings goal and link an account to see your progress.

Choose a plan and weekly, monthly, or yearly billing. You pay at checkout, then connect your banks.

Yes. Cancel anytime from Billing in Settings. Access continues through the end of your current billing period.

No. First, cancel your subscription. Then delete your account. Deleting your account does not stop subscription charges.

Cancel it in your Apple subscription settings. If you paid on the web, open Settings in Warm and use the billing portal. Apple handles refunds for purchases billed by Apple.

Your bank may need you to sign in again. Open Accounts and choose Reconnect.

Pending transactions may not appear until your bank posts them.

Email support@warm.io.

Your AI can only read data you have in Warm. If an account or a month of transactions is missing, its answer may be incomplete. Check your connected accounts and whether they have synced before relying on an answer.

First, fully quit and reopen your AI app after installing the Warm connector. If the tools are still missing, follow the setup guide to check whether the connector is working. Read the troubleshooting guide.

Tell us which operating system and AI app you use, and which step failed. If you know them, include your Node.js and Warm connector versions. Before sharing logs or screenshots, remove keys, financial details, and links to approval requests.