All your money one warm view.

Warm aggregates all of your accounts and transactions into one simple dashboard.

Create your dashboard See how it works

Warm supports 12,000+ banks. See balances across supported accounts.

How it works. Connect accounts and review synced data.

  1. First, connect your accounts.

    Link your accounts with read-only access. Warm can see balances and transactions, never move money.

  2. Second, Warm syncs your data.

    Balances and transactions update as your bank makes data available.

  3. Third, review your finances.

    Review accounts, spending, and net worth together. You can also connect a supported AI tool.

Find any transaction. Filter by account, date, or amount.

Search across your accounts and narrow the list by merchant, category, date, or amount.

See your recurring charges. Review their monthly costs.

Review detected recurring expenses in one list, with costs converted to monthly amounts.

Track your net worth over time. Compare assets and debts.

Warm adds your connected accounts and manual assets, then subtracts your debts. Review the total and how it changes over time.

See your accounts together. Review each balance.

Review checking, savings, cards, and investments in one list. See each balance and which account it belongs to.

Review income and expenses. See where your money went.

Choose a period to review recorded income and expenses. See the spending categories behind the totals.

Compare monthly spending. See how categories change.

Compare income and expenses month by month. See your biggest spending categories and how your habits change over time.

Ask an AI about your finances. You choose whether to connect.

Create a key in Settings to connect a supported AI tool to your account data. You approve changes to Warm records, and the tool cannot move money.

You control AI access. Warm does not sell your data.

Warm cannot

  • Move money
  • Make payments
  • Sell your data
  • Train AI on your data
  • Edit your accounts
  • Prevent exports

Warm does

  • Sync automatically
  • Show spending patterns
  • Use an open protocol
  • Connect supported AI tools
  • Keep AI access optional
  • Export anytime

Review your accounts in Warm.

Net worth tracked in Warm

Create your dashboard

Every plan includes the same features. Pick how many banks to link.

Save up to 42% yearly vs weekly billing

Plus

Same Warm features. Up to 2 bank logins.
$2.00

Per week

Choose Plus

Pro

Same Warm features. Up to 10 bank logins.
$6.00

Per week

Choose Pro

Both plans include

  • Auto bank sync
  • Financial health insights
  • Budgets, goals & cash flow
  • CSV, OFX, API & MCP access

One bank login can cover multiple supported accounts.
For example, link Chase once to bring in the supported checking, savings, and card accounts you choose.