Where were you a year ago? Now You Can See
Look back at how far you have come. Your financial history, captured automatically day by day.
Your financial
time machine.
Point-in-Time Records
Automatic snapshots capture your complete financial state—net worth, account balances, debt levels—at regular intervals.
Growing History
Your history grows the longer you use Warm. Look back months and years to see how your finances have evolved.
Trend Visualization
Charts show how your net worth, savings, and debt have changed over time. See the big picture.
Comprehensive Metrics
Each snapshot captures dozens of data points including account balances, category spending, and financial ratios.
Monthly Comparisons
Compare any two periods side-by-side. See exactly what changed between last month and this month.
Automatic Collection
Snapshots are captured automatically. No manual work required—just connect your accounts and history builds itself.
Ways to use
your history.
Track Net Worth Growth
Watch your net worth climb over months and years. Celebrate milestones and see the impact of your financial decisions.
Monitor Debt Paydown
See how your debt balances decrease over time. Visualize progress on mortgages, student loans, and credit cards.
Understand Seasonal Patterns
Notice spending spikes around holidays or summer vacations. Use history to plan better for next year.
Measure Investment Growth
Track how your investment portfolio has grown alongside your other assets. See the compound effect over years.
History that
grows with you.
The longer you use Warm, the more valuable your history becomes. Watch trends unfold, celebrate milestones, and understand your financial journey.
Got
questions?
How often are snapshots taken?
Snapshots are captured daily. Weekly and monthly views are derived from that daily history, so you get detailed day-by-day records with cleaner rollups for longer-term trends.
What data is captured in each snapshot?
Each snapshot includes net worth, account balances by type, total assets, total liabilities, spending by category for that period, income totals, savings rate, and many other financial metrics.
How far back can I see?
Your history grows the longer you use Warm. We backfill up to 2 years when you first subscribe, and snapshots accumulate automatically from there—up to 5 years of depth over time.
Can I compare two time periods?
Yes. Select any two snapshots to see a side-by-side comparison showing what changed between them—growth percentages, balance changes, and trend directions.
Which plans include this feature?
Historical Snapshots are included with Plus and Pro. Connect your accounts and your financial history starts building automatically.
What if I disconnect and reconnect an account?
Historical snapshots preserve data from when the account was connected. Reconnecting an account will resume tracking from that point forward.
Related Features
Explore more ways Warm helps you understand your finances.