Ask about your money. Get real answers.
Talk to Claude about your spending. Just ask. It knows your stuff and gives you straight answers.
Pro exclusive · Built for Claude Code · Read-only access · Revoke anytime
Ask questionsabout your spending.
Let Claude read your money data safely. Learn more →
Just ask.
Like chatting with a friend.
No menus. No hunting around. Just ask what you want to know.
config to add—just MCP and you're ready
questions you can ask about your financial data
write permissions—your data stays read-only
Works where
you work.
If you use Claude, it's right there. Easy.
Natural Language Queries
Ask questions in plain English. "How much did I spend on food this month?" or "What are my biggest expenses?" Just talk to your data.
Claude Code Integration
Works seamlessly with Claude Code via MCP. Your AI assistant has instant access to your transactions, accounts, and financial history.
Real-Time Data Access
Query your actual financial data—accounts, transactions, recurring charges, net worth snapshots. Everything synced and ready to analyze.
Read-Only by Design
The MCP server can only read your data, never modify it. Your API key is scoped to your accounts only. Revoke access instantly in Settings.
Instant Setup
Add the MCP server to your Claude config with your API key, and you're ready. Works in any MCP-compatible client.
MCP Tools
Need specific data? Claude can use tools like get_accounts, get_transactions, or get_recurring for precise results.
Ask stuff like...
anything you want.
Plain talk. Real answers.
"How much did I spend on restaurants last month?"
Get spending totals by category with transaction counts
"What's my net worth?"
See total assets, liabilities, and net worth across all accounts
"Show my biggest expenses last week"
Find your largest transactions in any time period
"What subscriptions am I paying for?"
List all recurring charges with amounts and frequencies
"How has my spending changed this year?"
Compare spending trends month over month
"Which accounts have the most activity?"
See transaction volume across your connected accounts
Real life.
Real help.
How folks actually use it.
Conversational Finance
You want to understand your spending but hate spreadsheets. Opening apps feels like a chore.
Just ask. "Am I spending too much on subscriptions?" and get an instant, conversational answer with real numbers from your accounts.
Quick Research
You're planning a budget and need to know your average grocery spending. You don't want to export CSVs and calculate.
Ask "What do I typically spend on groceries per month?" and get the answer in seconds - with trends if they're interesting.
AI-Powered Analysis
You want insights that go beyond simple totals. Patterns you might miss. Context that matters.
Claude doesn't just add numbers - it notices patterns. 'Your restaurant spending is up 23% from last month, mostly from a new lunch spot.'
Developer Workflow
You live in the terminal. Switching to a web app breaks your flow. You want finance data where you work.
The MCP tools live in Claude Code. Query your finances without leaving your development environment. Feels native.
Safe and
sound.
Your stuff is locked up tight. We take that seriously.
Read-Only Access
The MCP server can only query data—never modify, delete, or transfer.
Scoped API Keys
Your key only accesses your accounts. Nothing else.
Instant Revocation
Delete your API key in Settings and access stops immediately.
Why it's
special.
Made for this from day one.
| Capability |
Warm
| Traditional Tools |
|---|---|---|
| Natural language queries | — | |
| Claude Code integration | — | |
| Real-time account data | Manual export | |
| Read-only security | Varies | |
| MCP protocol support | — | |
| Pricing | Pro exclusive ($24.99/mo) | Separate tools |
Common questions
Everything you need to know about the Warm AI tool.
What is the Warm MCP Server?
It's an MCP (Model Context Protocol) server that gives Claude Code secure, read-only access to your Warm financial data. Just ask questions, and Claude can query your transactions, accounts, and financial history to answer them.
How do I install it?
Run "curl -fsSL https://warm.io/install | bash" in your terminal. This auto-configures Claude Code, Cursor, Windsurf, Claude Desktop, OpenCode, Codex CLI, Antigravity, and Gemini CLI. You’ll need an API key from Settings → API Keys.
Is my data safe?
Yes. The MCP server only has read-only access—it cannot modify your data, make transactions, or change settings. Your API key is scoped to your accounts only, and you can revoke it instantly in Settings if needed.
What kind of questions can I ask?
Anything about your finances. Spending by category, net worth, transaction searches, subscription tracking, account balances, spending trends—if Warm has the data, you can ask about it in natural language.
Does it work with other AI assistants?
Yes! The install script supports 8 clients: Claude Code, Cursor, Windsurf, Claude Desktop, OpenCode, Codex CLI, Antigravity, and Gemini CLI. Any MCP-compatible client works.
Why is this exclusive to Pro?
The AI tool requires maintaining secure API infrastructure and real-time data access. This powerful capability is exclusive to Pro ($24.99/mo)—Free and Plus tiers do not include AI access. It's part of what makes Warm Pro valuable—extending your financial data to the tools you already use.
What MCP tools are available?
get_accounts (list accounts), get_transactions (with date/limit filters), get_recurring (subscriptions), get_snapshots (net worth history), and verify_key (check API status).
What data can the MCP server access?
Accounts (balances, types, status), transactions (amounts, merchants, categories, dates), recurring charges, and net worth snapshots. Everything is read-only and scoped to your connected accounts.
Ready to just
ask?
Your money questions, answered.
Simple as that.
AI assistant is exclusive to Pro. Not available on Free or Plus tiers.