See more than recurring charges.

Rocket Money is built around subscription cancellation and bill negotiation. Warm helps you review recurring charges alongside the rest of your finances.

Review Your Subscriptions
At a glance Warm Plus Rocket
Investment and crypto tracking Yes Yes
Cash flow analysis Yes No
Financial health score Yes No
Category budgets Yes Yes
Billed yearly $60 $84 to 168/year equivalent
Billed monthly $6 $7 to 14/month Premium price varies

Plus covers up to 2 bank logins. Pro is $200 yearly or $20 monthly for up to 10. All prices in US dollars. The yearly figure is 12× the typical $7 to 14 monthly Premium range and is an estimate, not an annual subscription price. Premium pricing is pay-what-you-think-is-fair and can change. Rocket Money also offers a free tier and Premium+ at $15/month. Checked 2026-10-07. Source: Rocket Money pricing guide (Jan. 19, 2026; checked 2026-10-07) .

What is different about Warm.

  1. See more than subscriptions.

    Review recurring charges alongside spending, budgets, cash flow, and net worth.

  2. Cancel on your terms.

    Warm includes cancel links for supported services. You decide what to cancel.

  3. Read-only bank connections.

    Warm reads your accounts. It cannot move money.

  4. Connect an AI tool you choose.

    Create a key for a supported AI tool to read your data. It can request changes to Warm records through your approval flow. It cannot move money.

Common questions. Straight answers.

Does Warm charge a percentage of savings like Rocket Money?
Warm is a self-directed finance dashboard and does not provide bill-negotiation services. Its paid-plan prices are published on the pricing page; check Rocket Money's current terms if bill negotiation is important to you.
How does Warm help me cancel subscriptions?
Warm may show a provider cancellation resource when a recurring charge matches a service record. You review the destination and complete cancellation with the provider.
Is Warm pricing clearer than Rocket Money?
Warm publishes its weekly, monthly, and yearly Plus and Pro prices, bank login limits, and included features on its pricing page. Check Rocket Money's current offer and terms before comparing costs.
Can Warm detect subscriptions like Rocket Money?
Yes. Warm Plus includes automatic subscription detection using Plaid recurring transaction data. Warm identifies recurring charges, shows monthly costs, and provides a way to review them alongside your broader financial picture.
How does Warm present its paid plans?
Warm publishes the weekly, monthly, and yearly price, bank login limits, and included core features for Plus and Pro on its pricing page.

Review your finances in Warm.

Review Your Subscriptions