Ask Claude about your spending, budgets, and subscriptions. Get real answers from your actual financial data.
Read-only access · Your data stays private · Revoke anytime
Ask Claude about your money.
Real questions you can ask with your connected accounts.
Monthly Budget Check
"How am I doing on my monthly spending?"
Claude analyzes your transactions against typical spending patterns and shows where you stand this month.
Spending Categories
"Where am I spending the most money?"
Get a breakdown of spending by category—food, entertainment, utilities, subscriptions, and more.
Savings Progress
"How much have I saved this year?"
Claude compares your income to expenses over time and calculates your effective savings rate.
Bill Forecasting
"What bills are coming up this month?"
Claude identifies recurring payments and shows upcoming charges based on your transaction history.
Subscription Audit
"Am I paying for things I don't use?"
Review all your recurring charges and identify subscriptions you might have forgotten about.
Net Worth Tracking
"How has my net worth changed this year?"
Track your total financial picture over time—all accounts, assets, and debts in one view.
How it works.
Connect Your Banks
Link your bank accounts securely via Plaid. We never see your credentials.
Get Your API Key
Generate an API key from Settings → API Keys. This connects Claude to your data.
Ask Questions
Claude fetches your real data and answers questions in natural language.
What Claude can see.
Available to Claude
- Account balances and types
- Transaction history with merchants and categories
- Recurring payments and subscriptions
- Net worth history over time
Private (App Only)
- — Budgets and goals you've set
- — AI chat history in the app
- — Any write or modification operations
- — Bank login credentials (we never see these)
Your data stays safe.
Read-Only Access
Claude can only view data—never modify, delete, or transfer.
Your Key, Your Control
Generate and revoke API keys anytime from your Settings.
Instant Revocation
Delete your API key and Claude loses access immediately.
Common questions
How does Claude help with personal finance?
Claude connects to your bank accounts via the Warm MCP server. You can ask natural language questions about your spending, subscriptions, account balances, and net worth—Claude fetches the real data and gives you personalized answers.
What can I ask Claude about my finances?
Anything about your transactions, accounts, subscriptions, or net worth. Examples: "How much did I spend on groceries?" "What subscriptions am I paying for?" "Show my checking account balance" "How has my net worth changed?"
Is my financial data safe?
Yes. The MCP server is read-only—Claude can view your data but cannot modify, delete, or transfer anything. Your API key is scoped to only your accounts, and you can revoke access instantly.
Do I need coding skills?
Not at all. While the MCP integration is designed for developers using Claude Code, Cursor, or similar tools, you just ask questions in plain English. Claude handles the technical work.
Can Claude give financial advice?
Claude can analyze your data and show you patterns, but it doesn't provide financial advice. It helps you understand your finances—decisions are yours to make.
What does this cost?
MCP access requires Warm Pro at $24.99/mo. This includes the API, MCP server, and all Pro features. Free and Plus tiers do not include API access.
Ready to ask Claude
about your money?
Connect your accounts and start getting real answers.
MCP access is exclusive to Pro. It is not included with Plus.