Choose Warm MCP or a CSV for your AI

You can connect your AI to Warm or give it a CSV file. Both help you ask questions about your money.

Pick the approach that fits your task.

	Warm MCP	CSV file
Good for	Regular spending and subscription reviews	A one-off question about selected rows
Setup	Connect Warm with an API key and the local installer	Upload a file to an AI that accepts it
Freshness	The latest data synced to Warm	Data from when you made the export
What you share	Your key allows access across your Warm account	You choose the rows and columns

With MCP, you can come back next month without preparing another file. Check your bank connections in Warm and ask your AI which months are available.

With a CSV, you can remove details you don’t need to share. Check dates, currencies, and duplicate rows before uploading, and keep an untouched copy.

Check your AI’s privacy settings.

Your AI provider may receive financial data through either method. Warm MCP runs on your computer, but that doesn’t mean the AI processes everything there. Check your provider’s storage and training policies.

Deleting your Warm key stops future calls with that key. It won’t delete data already shared with your AI provider.

MCP can also change supported Warm records after you approve the exact request. It cannot move money. Read how permissions work if you want the details.

To connect, follow the Warm MCP setup guide.