# Terms of Service | Warm

> Terms of service for Warm personal finance dashboard. Understand your rights, our obligations, and how we keep your financial data secure and private.

Source: https://warm.io/terms

# Terms of Service

Last updated: February 18, 2026

### 1\. Acceptance of Terms

By accessing or using Warm, operated by Warm Technologies LLC ("we", "us", "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Service.

### 2\. Eligibility

You must be at least 18 years old to use this Service.

### 3\. Description of Service

Warm is a personal financial management application that helps you track your finances by connecting to your financial accounts via Plaid.

### 4\. Your Account

You are responsible for maintaining the security of your account and for all activities that occur under your account.

### 5\. Third-Party Services

The Service uses Plaid to connect to your financial institutions. Your use of Plaid is subject to [Plaid's Terms](https://plaid.com/legal) and [Privacy Policy](https://plaid.com/legal/#end-user-privacy-policy).

### 6\. Acceptable Use

You agree not to misuse the Service or help anyone else do so.

### 7\. No Financial Advice

The Service does not provide financial, investment, tax, or legal advice. Information provided is for informational purposes only.

### 8\. Disclaimers

The Service is provided "as is" without warranties of any kind. We do not guarantee accuracy of financial data or uninterrupted service.

### 9\. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Service.

### 10\. Changes and Termination

We may modify these Terms or terminate your access at any time. Continued use after changes constitutes acceptance.

### 11\. Contact

Questions? Reach out through the app or website.
