# Share Finances with Your Household | Warm Pro

> Collaborate on finances with your partner or family. Equal privacy — everyone sees the same data. Owner, member, and viewer roles keep your household on the same page.

Source: https://warm.io/features/household-sharing

# Money talk with your crew? Finally Easy

Share with your partner. Let your advisor peek in. Keep everyone on the same page. Safe, simple, and on your terms.

[Get Started](https://warm.io/login)

Three role types · Complete privacy control · Leave anytime

## Three ways to share

Pick what feels right for each person. You're in charge.

Full Control

### Owner

Create the household, invite members, and manage all settings and accounts

Invite and remove members

Rename the household

Share or unshare any account

View all shared accounts and transactions

Full editing permissions

Share & Collaborate

### Member

Share your accounts with the household and view shared finances together

Share your own accounts

View all shared accounts

Edit shared transactions

Create budgets and goals

Full collaboration access

Read-Only

### Viewer

View shared finances without making changes - perfect for financial advisors

View all shared accounts

See transactions and balances

Review budgets and goals

Export data via API

No editing permissions

## Ways folks use it

Partners, family, advisors. It fits your life.

### Couples Managing Together

You could share all your accounts with your partner as members. Both of you see the complete picture - checking, savings, credit cards - and work together on budgets and goals. One dashboard for both of you.

**Example:** Sarah and Tom share their checking and credit accounts to track household spending together.

### Families Planning Finances

You could create a household where each family member shares what they're comfortable with. Parents might share everything, while adult children share just their checking account. Everyone stays connected without oversharing.

**Example:** The Martinez family tracks their combined net worth while respecting individual privacy.

### Financial Advisor Access

You could invite your financial advisor as a viewer. They see your complete financial picture - income, spending, assets - without being able to make changes. Give them the context they need to help you plan.

**Example:** Alex invites their advisor as a viewer to review spending patterns before quarterly meetings.

## Quick and easy

A few clicks and you're done. Really.

### Create Your Household

Give your household a name and you become the owner with full control.

### Invite Members

Send email invitations with member or viewer roles. They get a secure link to join.

### Share Accounts

Choose which accounts to share with the household. Keep others private if you prefer.

### Collaborate Together

View shared finances, create budgets, and work toward goals as a team. Or just let your advisor review.

## Your stuff stays yours

You pick what they see. Nothing more.

You control what you share - keep some accounts private

Members can only see accounts shared with the household

Viewers cannot make any changes or edits

Leave the household anytime - your data stays yours

Invite links expire after 7 days for security

Remove members instantly if needed

**Complete transparency and control.** You choose exactly which accounts to share. Viewers can see but never edit. Members can collaborate while respecting boundaries. And you can leave or remove members anytime - your data always stays yours.

## Common questions

### Who can create a household?

Household sharing is a Warm Pro feature. Any Pro user can create a household and invite members or viewers. Once invited, members and viewers can join and collaborate even if they are not on a paid plan themselves.

### Can I keep some accounts private?

Absolutely. You choose exactly which accounts to share with your household. Any accounts you don't share remain completely private - only you can see them.

### What is the difference between member and viewer roles?

Members can share accounts, edit transactions, and create budgets. Viewers can only see shared data - they cannot make any changes. Viewers are perfect for financial advisors who need to review your finances without editing anything.

### Can financial advisors access my data?

Yes. You could invite your financial advisor as a viewer. They'll see all accounts you share with the household, but they cannot make changes or access your bank credentials. They can also use the API to export your data for their own analysis tools.

### What happens if I leave a household?

If you leave a household, your accounts become private again. Your data is never deleted - it simply stops being shared with the household. You can rejoin later if invited again.

### Can I remove someone from my household?

Yes. As the owner, you can remove any member or viewer at any time. They'll immediately lose access to shared accounts. This is useful if you need to revoke access for a former advisor or family member.

### Is household sharing secure?

Yes. Household invitations expire after 7 days and require email verification. Members only see accounts explicitly shared with the household. Viewers have read-only access and cannot move money or make changes. You retain full control over your data.

### How many people can join a household?

There's no hard limit on household size. You could invite as many members and viewers as needed - whether that's just your partner, your whole family, or multiple advisors.

## Ready to be on the same page?

Invite your people. Share what you want. Simple.

[Get Started](https://warm.io/login)
