# Cash Flow Analysis - See Where Your Money Goes | Warm

> Understand your financial flow with visual income vs expense tracking. See savings rate, identify spending patterns, and project future balances with Warm's cash flow tools.

Source: https://warm.io/features/cash-flow-analysis

Cash Flow Forecasting · Plus Feature

# Money in, money out. Finally Clear

See what comes in and what goes out. No math. No stress. Just a calm picture of your flow.

[Get Started](https://warm.io/login)

## Simple tools to see your flow

Pretty pictures. No judgment. Just helpful info.

### Visual Income vs Expenses

See your money in and money out with clear, calming visualizations. No spreadsheets, no math homework.

### Track Your Savings Rate

Watch your progress over time. We celebrate wins and show you trends without judgment.

### Identify Spending Patterns

Discover where your money really goes. Gentle insights that inform, never alarm.

Plus

### Project Future Balance

See 30-day balance projection based on recurring transactions and spending trends. Plus feature for planning ahead.

### Flexible Time Ranges

Switch between 7-day, 30-day, 90-day, 6-month, yearly, and all-time views to understand your financial rhythm.

### Real-Time Updates

Your cash flow updates automatically as new transactions sync from your accounts.

## How it helps

Real life stuff. Real peace of mind.

### Building a Savings Habit

The situation

You want to save more but aren't sure where to start.

How we help

See exactly how much you could save each month based on your current flow. Small changes, big impact.

### Understanding Variable Income

The situation

Your income varies month to month, making planning difficult.

How we help

Track your average flow over time to find patterns. Know your baseline so you can plan with confidence.

### Spotting Spending Leaks

The situation

Money seems to disappear but you're not sure where.

How we help

Visual breakdowns show you exactly where your money goes. No judgment, just clarity.

### Planning Major Purchases

The situation

You're considering a big purchase but want to see the impact.

How we help

Plus forecasting projects your balance 30 days ahead based on recurring transactions and spending trends.

## Cash Flow Forecasting with Plus

See where you could be heading, not just where you've been.

Recurring transaction predictions

Based on your known recurring bills and income plus spending trends

Estimate cash runway

See where your balance could be heading

30-day projections

See your projected balance one month ahead

Spot potential trends

Early awareness of spending patterns gives you time to adjust

[Explore Plus Features](https://warm.io/pricing.md)

## Why this feels good

### Build confidence in your finances

When you can see exactly where your money flows, financial decisions become clearer. No more guessing, no more anxiety about the unknown.

### Spot opportunities to save

Sometimes small adjustments in your spending flow can free up meaningful amounts for savings. We help you see these opportunities without judgment.

### Plan with real data

Your actual spending patterns are more valuable than any generic budget template. Use your real data to make plans that work for your life.

## Ready to see where it all goes?

Hook up your stuff. We'll show you the flow. No homework.

[Get Started](https://warm.io/login)
