# Connect your AI. Know what you're sharing.

See what your AI can read, which changes need your approval, and how to turn access off.

Canonical URL: https://warm.io/developers/mcp-permissions/

Your Warm API key gives your AI access to your account data. Changes to Warm records need your approval.

## Your key covers your Warm account.

The key allows full API access for your Warm account. You can't limit it to one bank, a few transactions, or reads only. Give it only to AI tools you trust.

Create a key in Settings → Export & API. The installer stores it on your computer with file permissions that restrict access to your computer user account. Keep it out of chats and screenshots.

## Your AI can read the data you have in Warm.

That includes account balances, spending, recurring charges, budgets, and goals where available. Missing accounts or history can leave gaps in an answer.

For developers: get\_financial\_context returns a summary and an index of available transaction months. get\_transactions returns a chosen YYYY-MM month or the latest ten days. MCP does not expose your Warm conversation history.

## Your AI provider may receive your data.

The connector runs on your computer, but your AI can send the results to its provider. Check that provider's storage and training policies before connecting.

To stop access, delete the key in Settings → Export & API. That stops future calls with that key; other keys still work. It doesn't erase data already shared with an AI provider.

[Set up Warm MCP.](/developers)

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Your Warm account

![](/logos/cursor.svg)Your AI app

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Your AI app gets the data it asks for from your Warm account through the Warm connector.

Warm AI chat Coming soon

Warm AI chat doesn't sell your data, and it runs a privacy filter on every AI request. The filter removes personal details from your messages and your Warm data before the AI model sees them, so you can use frontier models such as Sol, Astra, and Fable.

## How Warm AI chat keeps personal details private.

Warm AI chat is coming soon. Every request goes through a privacy filter before it reaches the AI model.

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Warm AI chat

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AI model

You ask Warm AI chat a question, and Warm gathers the financial data it needs to answer you.