# Financial Data in Cursor | Warm MCP for Cursor IDE

> Access your bank accounts, transactions, and subscriptions directly in Cursor. Financial MCP server for developers.

Source: https://warm.io/cursor-finance

Pro Exclusive

Query your bank accounts, transactions, and subscriptions without leaving your IDE. Financial MCP tools for developers who live in Cursor.

[Get Pro for $24.99/mo](https://warm.io/pricing.md) [View Full Documentation](https://warm.io/developers.md)

Read-only access · Revoke anytime · Also works with [Claude Code](https://warm.io/claude-code-finance.md), Windsurf & more

## Add to Cursor.

Create this file in your project root.

.cursor/mcp.json

                    `{   "mcpServers": {     "warm": {       "command": "npx",       "args": ["-y", "@warmio/mcp", "--server"],       "env": {         "WARM_API_KEY": "your-api-key"       }     }   } }`


Get your API key from [Settings → API Keys](https://warm.io/settings)

**Tip:** You can also add this to your user-level Cursor settings for global access across all projects.

## Developer workflows.

Check your finances without context switching.

### Context-Aware Coding

"I need to budget $500 for this SaaS tool. Show my current subscriptions."

While evaluating tools for your project, quickly check your current subscription spend without leaving your IDE.

### Quick Financial Checks

"Do I have enough in checking for this cloud hosting bill?"

Get account balances instantly while planning infrastructure costs or making purchasing decisions.

### Spending Research

"How much have I spent on developer tools this quarter?"

Cursor analyzes your transactions by category to help with expense reports or budget planning.

### Financial Debugging

"Why is my checking account lower than expected?"

Get recent transactions and recurring charges to understand where your money is going.

## MCP Tools included.

Cursor automatically discovers and uses these tools.

`get_accounts`

List all connected financial accounts with balances, types, and institutions

"What accounts do I have connected?"

`get_transactions`

Read transaction history with strict cursor pagination

"Show me my transactions from last week"

`get_financial_state`

Read snapshots, recurring payments, budgets, goals, health, liabilities, holdings, and category spending in one call

"Show my net worth, recurring charges, budgets, and goals"

`verify_key`

Check if your Warm API key is valid and working

"Test my Warm MCP connection"

## Data access.

### Available via MCP

-   Accounts (names, types, balances, institutions)
-   Transactions (amounts, merchants, categories, dates)
-   Recurring payments and subscriptions
-   Net worth snapshots over time

### Not Exposed (App Only)

-   — Budgets and budget progress
-   — Savings goals
-   — AI chat history
-   — Any write operations

## Secure by design.

Your financial data stays protected.

### Read-Only Access

The MCP server can only query data—never modify, delete, or transfer.

### Scoped API Keys

Your key only accesses your accounts. Nothing else.

### Instant Revocation

Delete your API key in Settings and access stops immediately.

## Common questions

Everything you need to know about Cursor and Warm.

### How do I add Warm to Cursor?

Create a .cursor/mcp.json file in your project root with the MCP server config. Set the command to "npx", args to \["-y", "@warmio/mcp", "--server"\], and add your WARM\_API\_KEY from Settings → API Keys. Cursor will automatically discover the tools.

### What financial data can Cursor access?

Cursor can access your accounts (balances, types, institutions), transactions (amounts, merchants, categories, dates), and financial state: snapshots, recurring payments, budgets, goals, financial health, liabilities, investment holdings, and category spending. AI chat history and household/sharing settings remain app-only.

### Can Cursor modify my financial data?

No. The MCP server is strictly read-only. Cursor cannot modify, delete, or transfer any data. Your API key is scoped to only your accounts, and you can revoke it instantly from Settings.

### Does this work with Cursor Agent?

Yes. The MCP tools work with both Cursor chat and Cursor Agent. You can ask financial questions while coding and get answers without switching context.

### Can I use this in any project?

Yes. Add the .cursor/mcp.json config to any project, or create a global config. The MCP server is project-agnostic—it connects to your Warm account, not your code.

### Is this feature free?

No, the MCP server and API access are exclusive to Warm Pro ($24.99/mo). Free and Plus tiers do not include API access.

## More Ways to Connect

[Claude Code Integration →](https://warm.io/claude-code-finance.md) [Windsurf Integration →](https://warm.io/windsurf-finance.md) [All AI Tools →](https://warm.io/ai-coding-finance.md) [Full Documentation →](https://warm.io/developers.md)

## Ready to query finances
from Cursor?

Your financial data, right where you code.

[Get Pro for $24.99/mo](https://warm.io/pricing.md) [View Documentation](https://warm.io/developers.md)

MCP access is exclusive to Pro. It is not included with Plus.
