# Copilot Money Alternative | Warm - Beautiful Finance on Every Platform

> Looking for a Copilot Money alternative? Warm offers Android support and clear Plus and Pro pricing. Beautiful design on every platform.

Source: https://warm.io/compare/copilot

Comparison

# Beautiful design. Every platform.

Warm supports web, iOS, and Android out of the box.

Copilot is beautifully designed with great features. Warm brings a similar calm aesthetic to web, iOS, and Android, so your whole household can use it regardless of device.

[Go Cross-Platform](https://warm.io/waitlist) [Compare All Apps](https://warm.io/compare.md)

## Copilot Money Pain Points

-   Platform coverage can vary based on your household devices
-   $95/year with no lower-cost starting option
-   Household sharing limited by device compatibility
-   No way to try before committing

## How Warm Helps

-   Web, iOS, and Android - use it anywhere
-   Plus at $71/year for bank sync
-   Household sharing works across all platforms (Pro)
-   Manual imports let you evaluate the workflow before bank sync

## Why Choose Warm Over Copilot

Key advantages that make the difference

True cross-platform: web, iOS, Android

Lower starting price than Copilot

Household sharing for couples and families (Pro)

CSV and OFX import for maximum flexibility

## What Makes Warm Different

A calmer approach to personal finance

Android app included alongside web and iOS

CSV import for historical data and manual tracking

Financial health score on all plans (0-100 metric)

Spending anomaly alerts detect unusual charges automatically

## Warm is Best For People Who...

Honest assessment: is Warm right for you?

Android users who love beautiful design

Households with mixed iOS and Android devices

People who want to try before paying

Users who prefer web-first finance apps

## Feature Comparison

Warm plan availability is sourced from our current feature reference.

Competitor details are based on publicly available product and pricing information and may change over time.

Warm leads in 6+ features

| Feature | Warmfrom $0 | Copilot $95/yr |
| --- | --- | --- |
| Pricing & Value |
| Lower-friction starting point Unique |
| Flexible path into the product |
| No account limits |
| Transparent pricing |
| Platform Availability |
| iOS app |
| Android app |
| Web app |
| Account Management |
| Bank sync via Plaid |
| CSV & OFX import |
| Manual transactions |
| Auto-categorization |
| Smart transaction tags |
| Budgeting |
| Category budgets |
| Merchant-level budgets Unique |
| Savings goals |
| Goal account linking |
| Bills & Subscriptions |
| Recurring detection |
| Bill calendar |
| Bill reminders |
| Cancel link library Unique |
| Wealth & Assets |
| Net worth tracking |
| Investment tracking |
| Crypto tracking |
| Manual asset tracking |
| Analytics & Insights |
| Spending by category |
| Spending by merchant |
| Cash flow analysis |
| Financial health score Unique |
| Spending anomaly alerts Unique |
| Advanced Features |
| Transaction enrichment |
| Cash flow forecasting |
| Household sharing |
| Reports & export |
| AI financial assistant |

Included

Plus ($5.99/mo)

Pro ($24.99/mo)

Not available

## Common Questions

### Does Warm have an Android app unlike Copilot?

Yes. Warm works on web, iOS, and Android. If you have an Android phone or mixed-device household, Warm lets everyone use the same app regardless of platform.

### How does Warm pricing compare to Copilot?

Warm is more affordable. Warm Plus ($5.99/mo, $71.88/year) is 24% cheaper than Copilot ($13/mo, $95/year), and it includes CSV import plus bank sync for up to 3 accounts.

### Is Warm as well-designed as Copilot?

Warm is designed with a calm, focused aesthetic. While Copilot is known for beautiful design, Warm prioritizes clarity and emotional wellness. Our interface is intentionally calming - cozy therapy app, not math homework.

### Can my partner and I both use Warm on different devices?

Yes. Warm Pro includes household sharing that works across all platforms. Your partner on iPhone and you on Android can share the same financial view with equal privacy.

### Does Warm support the same banks as Copilot?

Warm uses Plaid for bank connections, supporting 12,000+ US and Canadian institutions. Compatibility can still vary by institution and connection status at any given time.

## Ready to feel calm about money?

See why users are switching from Copilot Money.

[Get Early Access](https://warm.io/waitlist)

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