# Review your subscriptions with Warm MCP

Ask your AI to list recurring charges, compare monthly costs, and help you decide what to keep.

Canonical URL: https://warm.io/blog/subscription-audit-with-warm-mcp/

Warm Team ,

September 22, 2026

A quick subscription review starts with one list: what you pay for and how much it costs. Connect your AI to Warm, then decide what’s still worth keeping.

## Connect Warm, then copy this prompt.

Follow the [setup guide](/developers). In Warm, check that your accounts have synced. Your AI can only review the data available there.

> Use get\_financial\_context to list my recurring charges. Show each service, price, currency, billing interval, and next expected charge date where known. Separate subscriptions from other bills. Show the monthly cost, including your math, and keep currencies separate. Flag anything uncertain. Ask me what I still use. Don’t cancel anything or change records.

## Compare the monthly costs.

Here’s a made-up example in USD:

Service

Bill

Monthly cost

Video service

$18 a month

$18

Cloud storage

$120 a year

$120 ÷ 12 = $10

Newsletter

$6 a week

$6 × 52 ÷ 12 = $26

**Total**

**$54**

That’s an estimated $648 a year if prices stay the same. Actual bills can vary with renewal dates, taxes, and discounts.

## Choose what to keep.

Mark each service **keep**, **check**, or **cancel**. Your AI can see charges, but it can’t tell whether you use a service. Check unfamiliar names and ask anyone who shares the account.

To cancel, visit the service’s website yourself. Warm MCP cannot cancel it for you. Save the confirmation and check your next statement.

Your AI provider may receive the financial data used in this review. Read [how access works](/developers/mcp-permissions) before connecting.

W

Warm Team

Warm is a personal finance app for reviewing accounts, spending, and net worth. Built in Pacifica, California.

## Put this into practice

Connect accounts to review balances, transactions, and net worth together.

[Create your dashboard](https://app.warm.io/login)